Attention homeowners in Charlotte and Mecklenburg County: Get an Appraisal today!

Check out the top seven reasons NC homeowners order from Marcuse Appraial Group:

  1. Find the right listing price (whether they're selling the home on their own or using an agent)
  2. To challenge a NC property tax assessment
  3. To cut your mortgage payment by removing PMI
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. To determine the true market value of property in question to settle an estate

Need help determining the price of your home in or near Charlotte, NC?
Contact Marcuse Appraial Group.

At Marcuse Appraial Group, we understand the unique needs of a consumer looking for appraisal services. Our typical business clients get the appraisal process and the customary "products" we deliver to them. As our non-traditionalclient, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we report the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Marcuse Appraial Group, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value conclusion than yours.

PMI Removal Appraisals

A fashionable money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. At Marcuse Appraial Group, we're qualified in helping consumers just like you remove unwanted PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if you live in an area that is going down. That only means you are going to pay more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from Marcuse Appraial Group is your #1 weapon.

Was your HELOC recently frozen?

If your home is near a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow angle, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Marcuse Appraial Group can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for accuracy? In a field review we'll go out and check the subject and comps in question. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Marcuse Appraial Group can help you with that. While usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your house.